College Loan?

Well I am out of college and now and i owe the college around $20,000. After consolidation and all i owe all together about $32,000 for a payment plan of 20 years. For a 22 year old this is prittey steep to start life with such a credit. I've been asking my parents for help with my loan but to my regret they are not helping me at all with it. I asked my dad if he can help me with it as much as he can and now he's literally pretending to not hear me and all and he says it's "not alot of credit." They have the money to help me but so far are choosing not to. Have your parents helped you with the college loans if they had the means to? Is it appropriate to help your kid pay off his college loans after college? I don't know what to do at all.

College Loan?
personally i think parents should help out with education fees, especially if they can afford it, the thing is though that if they refuse point blank to help then you will probably end up resenting them. You have to choose whether you are going to "get on with it" and hopefully pay it off over the years or keep asking your parents to help. Maybe if they see you making an effort to pay if off they will fell guilty and help you out in the future. Good luck coz i know what it's like to owe this amount of money, not nice!
Reply:Get a job and pay it off. My wife is still payng off hers and she has been out for 10 years or more. What you need to do is stop begging mommy and daddy for help get a job and make the biggest payment each month. Stop worrying about having a fancy car and 50" plasma tv's and crap like that. You are college educated you should be able to pay your own bills.





I am 30 rasing two kids going to school. and paying off my student loan while in school. So stop whinning and get out there and get a job.
Reply:My mom was a single mother of 5, after my father passed. And for thos of us that went to college, she helped with what she could. I feel that if the means are there and you have always been dedicated in your schooling then they should be willing to help out. Is it their responsibility?? of course not, but they should be more than happy too, especially since you completed the degree program. But obviously, if they didnt help you out while you were in school...which is why you took out the loans...then i wouldnt expect them to help you out now.








Even now that you are out of school, there are still government programs that will help you pay off your loan faster. Just contact your student loan financial advisor and they will assist you with any information you need. And if they cant help you, find a company that will, and transfer your loans to them.





Also, if you every decide to buy property, you can always roll your loans into your mortgage payment, as well as your car payments and just have one large loan. That usually helps some.
Reply:Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad credit%26lt;!--student loan is payable only after the student has completed his or her education, and has started earning a certain minimum amount. You can find more information on Student Loan here,





badcredits.awardspace.com





The minimum amount that the candidate of the bad credit student loan is required to earn has also increased. Bad credit student loans are available as both secured and unsecured loans--%26gt;depending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.
Reply:Well after spending that kind of money, you should be able to get a job that pays rather well, don't you think?





I know my gf wants to become a doctor and to do so, she would need to spend about another 75K dollars in university and medical school. Thing is, once she was graduated she would be making 100K a year.





Basically what I am saying is that you went to school to be able to get a better job, so why your parent's should be under the impression they need to pay is beyond me. Sure would be nice for them to help out, but they shouldn't have to pay for it if they never agreed to in the first place.





Man up and start paying off your debt. Your only going to have more when you buy a house. 32K is not compared to a mortgage of over 100K.
Reply:Grow up. It is your debt, not theirs. You incurred this as a result of your actions as an adult. Got find a job and pay your bills. My parents didn't give me a penny (and could have). Why? Because it's my debt. They didn't make me go to college (though they did encourage it quite a bit). I pay almost $300 a month on them, am working as a temp right now (not making much money) and can still makes ends meet. Time to find out what being an adult is and take some responsibility, looks like possibly for the first time in your life.





FYI- That's not very much credit. Look how much a house costs. Leave your parents alone and pay your bills yourself.

teeth whitening